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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

May 10, 2024 | By Ben Gran

Here Are the 3 Most Overrated Elite Status Benefits

Airline elite status programs can be confusing, expensive, and, dare we say...overrated. See how to maximize your air travel without elite status.
May 10, 2024 | By Maurie Backman

Housing Inventory Usually Picks Up in Spring. Will That Happen This Year?

Spring is a popular time for homes to hit the market. Read on to see why that may not happen this season.
May 10, 2024 | By Dana George

4 Things I Did Wrong When I Purchased My First CD

CDs are a great way to stash money you're not currently using. But check out four ways things can go awry with a CD.
May 10, 2024 | By Kailey Hagen

This Bank Account Offer Could Put Up to $300 in Your Pocket as Soon as Next Month

The SoFi Checking and Savings account is offering a surprisingly achievable bonus worth up to $300. Find out what you have to do to earn it.
May 10, 2024 | By Brittney Myers

Is Sam's Club Travel Actually Cheaper? 3 Real Itineraries Put to the Test

Travel portals often advertise steep discounts. Is Sam's Club's portal really worth it? Here's how it looks in the real world.
May 10, 2024 | By Ben Gran

Why Are So Many Banks Offering New Account Bonuses?

Have you ever wondered why banks offer cash in exchange for opening an account? See why banks' competition for deposits is good news for your money.
May 10, 2024 | By Brittney Myers

What Is Costco Next -- and Should You Use It?

Costco offers a ton of money-saving perks. This may be the least well-known one. Take a look at the details.
May 10, 2024 | By Ben Gran

Here's How Much You'll Earn With CDs at 5.00% APY -- Instead of Big Bank Bonuses

Big banks are offering hundreds of dollars in savings account bonuses. But how much can you really earn? Find out here.
May 10, 2024 | By Ashley Maready

2 Pros and 2 Cons to Having a One-Credit-Card Wallet

One credit card or many? It depends on how much time you want to spend managing the accounts. Read on for the benefits and drawbacks of sticking to one card.
May 10, 2024 | By Ben Gran

Are High-Yield Checking Accounts Worth Your Time?

Want to earn interest on your checking account? The best checking accounts offer up to 5.00% APY -- but there are limits. Keep reading for the details.
May 10, 2024 | By Ben Gran

Why You Should Just Say No to $525 of 'Free Money' From This Big Bank

Wells Fargo is offering a $525 bonus for new savings accounts through June 25, 2024. Here's why we're not impressed.
May 10, 2024 | By Christy Bieber

The Surprising Reason Costco Might Lower Prices

Costco may soon offer even lower prices if it expands its revenue from retail media and advertising. Find out what this means for you.
May 10, 2024 | By Ben Gran

This Economic News Could Be Good for Your Savings Account -- and Your Paycheck

Recent economic data shows that job growth is strong and people are earning higher wages. See why this is good news for your savings account!
May 10, 2024 | By Ben Gran

Why You Might Want to Open a Combined Checking-and-Savings Account

Want to earn a high yield on your cash and still pay bills? See how the best combined checking-and-savings accounts can help you save and spend.
May 10, 2024 | By Christy Bieber

Should You Pay Off Credit Card Debt or Buy a CD?

Opening a CD may seem attractive right now, thanks to higher rates. But keep reading to learn why getting rid of credit card debt is a better move.
May 10, 2024 | By Ben Gran

Drivewise Safe Driving App Reduces Crash Risk 25%, According to Allstate

Want to save money on car insurance? See how Allstate Drivewise could help you avoid risk and reduce your premiums.
May 10, 2024 | By Ben Gran

See Why Young Generations Are Driving This Big Travel Trend

Have you traveled out of state for a big concert or must-see live event? Here's how you're part of a big Gen Z travel trend that is shaping the travel industry.
May 10, 2024 | By Brittney Myers

3 Signs You Should Skip CDs Despite the 5% Rates

The current high rates mean everyone is pushing CDs. But these signs may mean CDs aren't right for you.
May 9, 2024 | By Natasha Etzel

Savings Accounts Are Paying Up to 5%. So Why Bother With CDs?

Many banks offer attractive rates on their savings accounts, and savers can win big. Find out why you may still want to stash some of your extra cash in a CD.
May 9, 2024 | By Christy Bieber

Owe $1,000 on a Credit Card? This Move Could Save You $184 This Year

If you have credit card debt, taking advantage of a balance transfer offer could save you money on interest. Find out what you should do.
May 9, 2024 | By Jordi Lippe-McGraw

Unexpected Ways Busy Moms Have Paid Off Their Debt

Discover how busy moms creatively tackle debt! Read on for a few strategies to help you achieve financial freedom.
May 9, 2024 | By Steven Porrello

3 Reasons to Buy Almost Everything With a Credit Card

Using a credit card for nearly every purchase can save you money. Read on to learn why most people would benefit from trying this.
May 9, 2024 | By Chris Neiger

Here's What Happens When You Take $1,000 Out of a CD 6 Months Early

Most CDs charge penalty fees on early withdrawals. Read on to find out how much it might cost you.
May 9, 2024 | By Ben Gran

New Survey Shows 'Nest Egg Inflation.' See What This Means for Your Retirement

Are you worried about saving for retirement? The average American believes they'll need $1.46 million to retire comfortably. Learn how this could impact you.
May 9, 2024 | By Maurie Backman

4 Things You Should Never Buy at Costco

Many of Costco's offerings constitute a great deal. But here are four products you may want to steer clear of.