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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

Recent Articles

May 20, 2024 | By Dana George

4 Reasons I Check My Bank Account Every Day

Balancing a checkbook can take hours each month. Take a look at what one writer does instead.
May 20, 2024 | By Kristi Waterworth

There Are 2 Kinds of Savers. Which Are You?

In my long and storied life, I've categorized people into two money-saving saving styles. Here's how to optimize your savings based on your type.
May 20, 2024 | By Dana George

How to Know When You Have Too Much Money in Your Savings Account

While most Americans are still working on their savings, it is possible to have too much in your account. Learn how you can tell it's time to change course.
May 20, 2024 | By Maurie Backman

1 in 5 Americans Struggled to Add to Their Savings in the Past Year. But This Simple Move Could Help Boost Yours

Struggling to give your savings a lift? Read on for an easy move that might yield great results.
May 19, 2024 | By Ben Gran

Stop Letting Big Banks Insult You -- Get a 5% APY Savings Account

Do you have money in a big bank savings account that pays only 0.01% APY? That's terrible. You deserve better! See how to get more yield on your savings.
May 19, 2024 | By Ben Gran

Want to Beat the Best CD Rates (5.15% APY)? This Wealthfront Account Could Do It

Looking for a higher-yield, flexible, innovative alternative to CDs? See why you should try automated bond investment accounts from Wealthfront.
May 19, 2024 | By Ben Gran

Why You Shouldn't Get Too Dazzled by CD Rates (Even at 5.15% APY)

Want to beat the best CDs? Even though CD rates are at 5.15% APY, you can do better. See where to put your money for even higher ROI on your cash.
May 19, 2024 | By Steven Porrello

3 Reasons I'm Not Touching 12-Month CDs, Even With Rates at 5.25%

12-month CD rates are at a two-decade high. Find out why this writer is avoiding 12-month CDs for the near future.
May 19, 2024 | By Lyle Daly

This Is How Much Money You Can Make With $5,000 in a CD Ladder

A CD ladder is a popular strategy to take advantage of high CD rates. Check out how it works and see the amount you could earn if you invested $5,000 this way.
May 19, 2024 | By Chris Neiger

CDs vs. Mutual Funds: What's the Better Investment Now?

Both options offer investors decent returns. Learn how to choose the right one for your needs.
May 19, 2024 | By Ben Gran

Why This $400 Checking Account Bonus Is a Great Deal

Huntington Bank offers $400 if you qualify for a new Perks Checking account by June 22, 2024. Learn why it's worth a look if you need a new account.
May 19, 2024 | By Robin Hartill, CFP

With Rates at 5.15%, Should You Put CDs in Your Roth IRA?

High CD yields could mean a higher tax bill. Find out whether the potential tax savings makes a Roth IRA the right place for holding CDs.
May 19, 2024 | By Chris Neiger

Ranked: The Top 5 Reasons to Invest in CDs

CDs can be a good investment choice. Read on to learn the most popular reasons investors choose them.
May 18, 2024 | By Chris Neiger

CD Rates Are Over 5% -- and I Still Think They're a Waste of Money

Many investors are interested in CDs right now. Read on to find out why other options might be better.
May 18, 2024 | By Ashley Maready

3 Better Places for Your Money Than CDs

Despite the buzz that CDs have right now, they're not the right fit for everyone's money. Read on for three other options to grow your cash.
May 18, 2024 | By Ben Gran

How to Overcome These 5 Bogus Fears and Open a 5.00% APY Savings Account

So you're thinking about opening a 5.00% APY savings account -- but you have some worries. See how to overcome the fears, and get the "free money."
May 18, 2024 | By Steven Porrello

How to Make $1,000 a Year With CDs

Today's great CD rates make it easier to earn $1,000 annually on these lucrative bank products. Find out how to earn $1,000 with CD investments.
May 18, 2024 | By Steven Porrello

Here's What Happens When You Put $50,000 in a 5-Year CD

Got $50,000 in savings? Learn how much you could earn by putting it in one of the best 5-year CDs.
May 18, 2024 | By Maurie Backman

How Much of an Emergency Fund Do You Need if You're Buying a House?

It's important to have ample cash reserves as a new homeowner. But how much is enough? Read on to find out.
May 18, 2024 | By Maurie Backman

Could CD Rates Rise Again in 2024?

It's unlikely that CD rates will go up from where they are today. Read on to see why.
May 17, 2024 | By Chris Neiger

Stock Market vs. 5% CD: How Much $5,000 Grew Over the Past 2 Years

The stock market trounced CDs in recent years. Read on to find out the best place to put your money and when.
May 17, 2024 | By Steven Porrello

Can You Ever Have Too Many Bank Accounts?

Having multiple bank accounts has advantages, like increased FDIC insurance coverage, but also comes with risks. Learn how to open multiple accounts wisely.
May 17, 2024 | By Ashley Maready

This Is How Much Money You Could Make With $5K in a High-Yield Savings Account

There's never been a better time to have money in the bank. Keep reading to see how much interest you can earn if you choose the right account.
May 17, 2024 | By Emma Newbery

​​Every Expat Needs These 4 Bank Account Features

You don't need to pay foreign transaction fees every time you spend abroad. See how expat-friendly banks can save you money and time when you live in another country.
May 17, 2024 | By Ashley Maready

This Is the Only Reason I Would Ever Invest in CDs

CDs are hot, hot, hot right now -- but they're not the right savings vehicle for everyone. Learn why one writer has avoided them so far.